By Jeffrey D. Sokol, CEO of BeneShield Financial
When I started BeneShield Financial, I had a vision for it to be unlike any other typical “insurance agency”. To me, the term “insurance agent” is some dopey guy in old khakis with an untucked, mustard stained shirt, who is barely making a living flipping term insurance, selling his friends and family on the cheapest price, always going for the highest commission, who knew less about what to do with his OWN money than he did with yours. Needless to say, I didn’t want that image for my company.
I wanted a firm of men and women who solved real world problems, on a massive scale. I wanted true advisors, who saved people from poverty in retirement, and rescued them from the systemic lies they've been told by society and the media, owned by major banks. So I knew what I wanted, and we decided not to be "insurance agents". We decided we wanted more for our clients. Therefore, we became...
Wealth Risk Management Advisors.
I built a consultative firm of over 100 agents nationwide, who are Wealth Risk Management Advisors. The difference between what we do, versus an insurance agent, is the difference between your family practitioner and a neurosurgeon. Both are called “doctor”, but their skill levels are vastly different. We pride ourselves on having very highly trained Wealth Risk Management Advisors, ready to work with you either individually or on a corporate level, to not only save you money, but to maximize your assets and protect your wealth on every level.
Below, I’ve put together 8 risks to retirement that I’ve seen, with solutions on how to eliminate those risks while still maximizing your gains.
8 Risks to Your Retirement You Didn’t Know Existed
1.)Stock Market Risk
Indexed Universal Life Policy…an asset that locks in stock market gains annually, and can never go down. That’s right, 100% upside of the index, with zero downside risk. This is an amazing asset, wrapped up in an insurance contract. A PROPERLY STRUCTURED Indexed Universal Life Policy will grow much better than anything in the stock market, especially 401(k)s. Our ACTUAL rate of return over the last 20 years is 6.57%.....
Indexed Universal Life Policy. When you get sick, our specific policy will write you a massive check, for up to 90% of your death benefit, so you can take the money to pay your debts, create a larger asset, replace income, and heal stress free. This is called Living Benefits, and it pays out in any event of critical, chronic, or terminal illness. This is for you to HEAL, not to die.
By stopping the bleeding elsewhere, we hedge against this in spectacular fashion with indexed universal life.
Indexed Universal Life Policy. Yes, the policy has fees, but they go toward the cost of INSURANCE that creates a massive asset should you get sick or die.
Indexed Universal Life Policy. Again, yes, fees are charged, but they are being charged for the cost of insurance that will pay you HUNDREDS OF THOUSANDS or MILLIONS of dollars should you get sick and/or die. Brokers charge you these fees, then you run out of money during retirement.
6.)Bad or Untrained Insurance Agents/Advisors
BeneShield Financial can do a free, no obligation policy review, and if we can’t do better for you, we’ll let you know. If we can, we’ll advise you on how we can do better, and let you make the decision for yourself.
Retire TAX FREE if your assets are in an Indexed Universal Life Policy that is properly structured.
8.)Running Out of Money Too Soon
Everything we’ve discussed here, will make you run out of money before you die. Any one of these things can do that on their own…. combining them is lethal.
You guessed it.
A PROPERLY STRUCTURED Indexed Universal Life Insurance Policy from BeneShield Financial that will help you to lower your internal costs, while MAXIMIZING gains.
- We will get you a huge check if you get sick, tax free.
- We will give your heirs a giant tax free check if you die, without probate.
- You can retire TAX FREE, no taxes. Your retirement savings are out of Uncle Sam’s reach.
- We can guarantee, that if you stick with our plans, you will never run out of money in retirement, and your retirement will be able to make great Stock Market gains, with NO RISK.
Contact BeneShield Financial Today for a Free, No Obligation Evaluation and Get the Peace of Mind You Need for your family, and for your retirement.
Here is an informative video going into greater detail of what you just read: